Last Updated: April 25, 2026
By accessing this website, you agree to the following terms.
1. General Information Only
The content on this website is for educational and informational purposes only.
It is not:
Financial advice
Legal advice
A guarantee of specific outcomes
Any decisions you make are your responsibility.
2. No Guarantees
We aim to provide helpful and accurate information, but:
Results vary from person to person
Financial outcomes depend on many factors beyond our control
We do not guarantee:
Approval of any insurance application
Specific returns or outcomes
3. Consultations
When you book a call:
You agree to provide accurate information
You understand this is a discussion, not a binding agreement
We reserve the right to:
Reschedule
Decline service if necessary
4. Intellectual Property
All content on this website—including:
Text
Graphics
Branding
belongs to Pinay Peso.
You may not copy, reproduce, or distribute content without permission.
5. Limitation of Liability
We are not liable for:
Any losses or damages resulting from the use of this website
Decisions made based on the information provided
Use this site at your own discretion.
6. Third-Party Links
This website may contain links to third-party sites. We are not responsible for:
Their content
Their privacy practices
7. Changes to Terms
We may update these Terms at any time. Continued use of the site means you accept those changes.
8. Governing Law
These Terms are governed by the laws of the Philippines.
9. Digital Products and Refund Policy
All digital products, including eBooks, downloadable guides, and similar materials, are considered final sale items due to their immediate access nature.
Once a purchase is completed and access is granted, we generally do not offer refunds, exchanges, or cancellations.
Exceptions may only be considered in cases of:
Duplicate payment
Technical issues preventing access to the file that cannot be resolved
By completing your purchase, you acknowledge and agree to this refund policy.
10. Contact
For any questions:
[email protected]
Pinay Peso